Question by Michael T: How long can a bank put a hold on a US Treasury EFT deposit to ensure it clears?
The U.S. Government throught EFT made my monthly Social Security Deposit into my Checking account. The bank has a freeze on me obtaining these fun's. They claim that this is their policy to ensure that the funds clear? It was not a check but a EFT Deposit and from the U.S. Treasury! 20 days have passed so far and the funds still have a hold on them. Is this legal? Anyone know,
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